• David Ira Roth

Nick Grondin - Composer, Teacher, Guitar Virtuoso

Updated: Nov 20, 2018

Guitarist and composer Nick Grondin talks about balancing work and family life. We hear some compositions from his band, as well as a few covers.

Recorded live at ZUMIX in East Boston

Freelance Finance is the show where we go in depth into the financial and personal lives of Boston based freelancers. It is hosted by David Ira Roth and airs Thursdays on 94.9FM in Boston (WZMR - ZUMIX Radio). You can also listen live at Listen to this episode in iTunes

Find Nick Online

Nick Grondin's Website -

The Shifters -


Summer Beach family

Vacation goes awry, and still the water flows

Time is not cherished,

but rather spent with our kin Never retrieve it. Quiz Questions

1. We are family was a hit song by the group Sister Sledge in 1979. According to, which is true:

A. The group recorded this in one take. Kathy Sledge, who sang lead, did not know the lyrics ahead of time. Producers Niles Rodgers and Bernard Edwards gave her each line through her headphones as it came up, saying it made it “sound spontaneous” B. The group Sister Sledge was originally formed by nuns in a convent, hence the name “sister sledge” and was also the inspiration behind the Sister Act movie franchise. C. Sister Sledge never performed any of their own music, and were caught lip-syncing in the 1979 music video awards.

2. Massachusetts state law requires employers with six or more employees to provide eight weeks of parental leave. In this regulation, which of the following are true:

A. Paid leave can also be taken when your pet cat or dog gives birth, provided that they are registered with the town, and that they have lived with you for at least 1 year. B. Employers are required to pay you your normal salary for the first 4 weeks, then the remaining 4 are left unpaid. C. You get 8 weeks off, it is unpaid, and you will never get a good night's sleep again.

Note: MA requires that the parent leave is gender neutral, so it can be for mom or dad. Some companies have more generous policies.

3. A 529 plan is a type of tax-advantaged educational savings plan which allows you save for “qualified higher education expenses.” Which is not true of a 529 plan:

A. The 529 plan gets its name from the “529 investment strategy” which picks 500 stocks that mirror the S&P 500, and 29 municipal bonds in the state which the plan originates. B. Each state sponsors their own 529 plan, however you can participate in any state’s 529 plan, even if you don’t live there, don’t like the state, and never plan to go there. C. Earnings are not subject to federal tax and generally not subject to state tax when used for the qualified education expenses of the designated beneficiary.

Note: Expenses may includes tuition, fees, books, as well as room and board at an eligible education institution and, as of 2018, tuition at elementary or secondary schools.


1 = A

2 = C 3 = A

Song in this episode:

Ships Passing - Nick Grondin Group

So Close, So Far - Nick Grondin Group

This episode was recorded live at Zumix Radio in East Boston.

Disclaimer: Any information provided is for informational purposes only. It cannot be used for the purposes of avoiding penalties and taxes.

6 views0 comments

Recent Posts

See All

COVID-19 Financial Update 4-2-2020

COVID-19 Financial Update 4-2-2020 We are officially in the “how the heck do we implement this” phase of the initial COVID-19 relief. Let’s knock this out: Stimulus payments: The stimulus check being

Freelance Finance - Coda

After an amazing run with some incredible guests, Freelance Finance has recorded its last episode... for now. I want to thank Zumix and the show producers, Rene and Brittany for helping put this proje

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by PCA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. {Adviser DBA] and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.  (Insurance and Tax Services, etc.) offered through (DBA name) are not affiliated with PCA.  Information received from this website should not be viewed as investment advice.  Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries. This site may contain links to articles or other information that may be contained on a third-party website. PCA is not responsible for and does not control, adopt, or endorse any content contained on any third party website.  For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site ( For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.